Q. What is a "Home Inspection"?
A home inspection is an objective visual examination of the physical
structure and systems of a home, from the roof to the foundation. The
standard home inspector's report will include an evaluation of the
condition
of the home's heating system, central air conditioning system
(temperature
permitting), interior plumbing and electrical systems; the roof, attic,
and visible insulation; walls, ceilings, floors, windows and doors; the
foundation, basement, and visible structure. Having a home inspected
is like giving it a physical check-up.
Q.
Why do
I need a home inspection?
The purchase of a home is probably the largest single investment
you will ever make. You should learn as much as you can about
the condition of the property and the need for any major repairs before
you buy, so that you can minimize unpleasant surprises and difficulties
afterwards.
Of
course, a home inspection will also point out the positive aspects of a
home,as well as the maintenance that will be necessary to keep it in
good shape. After the inspection, you will have a much clearer
understanding of the property you are about to purchase, and will be
able to make a confident buying decision.
If you
have owned your home for a long time, a home inspection can identify
problems in the making and recommend preventive measures which might
avoid costly future repairs. In addition, home sellers may opt for
having an inspection prior to placing the home on the market to gain a
better understanding of conditions which the buyer's inspector may
point out. This provides an opportunity to make repairs that will put
the house in better selling condition.
Q.
Can't I do it myself?
Even the most experienced homeowner lacks the knowledge and expertise
of a professional home inspector who has inspected hundreds, perhaps
thousands, of homes in his or her career. An inspector is familiar with
all the elements of home construction, their proper installation, and
maintenance. He or she understands how the home's systems and
components are intended to function together, as well as how and why
they fail.
Above
all, most buyers find it very difficult to remain completely objective
and unemotional about the house they really want, and this may affect
their judgement. For the most accurate picture, it is best to obtain an
impartial opinion by an expert in the field of home inspection.
Q.
Can a
house fail inspection?
No. A professional home inspection is an examination of the current
condition of your prospective home. It is not an appraisal, which
determines market value, or a municipal inspection, which verities
local code compliance.
A home inspector, therefore, will not pass or fail a house, but rather
describe its physical condition and indicate what may need repair or
replacement.
Q.
When do I call in the home inspector?
A home inspector is typically called right after the contract or
purchase agreement has been signed, and is often available within a
few days. However, before you sign, be sure that there is an inspection
clause in the contract, making your purchase obligation contingent
upon the findings of a professional home inspection. This clause should
specify the terms to which both the buyer and seller are obligated.
Q. Do
I have to be there?
It is highly recommended. By following the home inspector around
the house, by observing and asking questions, you will learn a great
deal about the condition of the home, how its systems work, and how
to maintain it. You will also find the written report easier to
understand
if you've seen the property first hand through the inspector's eyes.
Q.
What if the report reveals problems?
No house is perfect. If the inspector finds problems, it doesn't
necessarily mean you shouldn't buy the house, only that you will know
in advance what to expect. A seller may be flexible with the purchase
price or contract terms if major problems are found If your budget
is very tight, or if you don't wish to become involved in future repair
work,
this information will be extremely important to you.
Q.
What if I find problems after I move into my new home?
A home inspection is not a guarantee that problems won't develop
after you move in. However if you believe that a problem was already
visible at the time of the inspection and should have been mentioned
in the report, your first step should be to call and meet with the
inspector to clarify the situation. Misunderstandings are often
resolved
in this manner.
Q. If
the house proves to be in good condition, did I really need an
inspection?
Definitely. Now you can complete your home purchase with peace of mind
about the condition of the property and all its equipment and systems.
You will also have learned a few things about your new home from the
inspector's report, and will want to keep that information for future
reference. Above all, you can feel assured that you are making a well
informed purchase decision, and that you will be able to enjoy your new
home
the way you want to.
